Why did nobody tell me this sooner?

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of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. T&C apply. Available for UK residents. Offer ends 11th April 2024. UK residents, 18+. T&Cs apply. Min. invest £5k for £50 cashback, £50k for max £750. 24-month investment required.

Source https://www.youtube.com/watch?v=BLowPxch4pE